Q. What is a Visa Debit Card?
A. The Visa® Debit Card is an enhanced ATM card that allows you to perform all the same transactions you could with an ATM card plus using it wherever the Visa logo is displayed. Your Visa Debit Card acts like a check and the funds are immediately deducted from your checking account.

Q. What are the advantages of using a Visa Debit Card?
A.  Your Visa Debit Card gives you the convenience of using it at locations that don’t typically accept ATM cards for payment but will accept Visa cards such as, department stores and restaurants.


Q. What are the features and benefits to using a Visa Debit Card?
A.  These are the Features and Benefits of having a Visa Debit Card.

Q. How and when should I use it as a Debit card?
A.  The Visa Debit Card may be used as an ATM card for cash withdrawals at ATM machines or as a POS (Point of Sale) transaction at supermarkets or gas stations. Follow these easy steps:

1. To use it for a Debit transaction, select DR or Debit
2. Enter your PIN number to complete the transaction
3. Funds are deducted from your checking account immediately

Q. How and when should I use it for credit transactions?
A.  The Visa Debit Card is usually used for credit transactions at locations such as, department stores that accept Visa but not an ATM. Follow these easy steps:

To use it for a Credit transaction, select CR or Credit

1. You will be asked to sign sales slip to complete the transaction
2. Merchant may ask for identification
3. Funds are deducted from your checking account.