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| Rates effective April 10, 2007 |
| Account Name |
Rate Type |
Minimum Opening Balance |
Min. to Earn Dividend or Tier Levels |
Dividend Rate |
Annual Percentage Yield |
Dividend Declaration Date |
| Regular Share Account |
Variable |
$25 |
$50 |
0.50% |
0.50% |
5/16/2007 |
| Adventurers' Club |
Variable |
$5 |
$5 |
0.55% |
0.55% |
5/16/2007 |
| Adventurers' Club TSC (1) |
Fixed |
$100 |
$100 |
3.85% |
3.92% |
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| Java Club |
Variable |
$15 |
$15 |
0.55% |
0.55% |
5/16/2007 |
| Java Club TSC (1) |
Fixed |
$100 |
$100 |
3.85% |
3.92% |
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| Money Market Account |
Variable |
$0.01 |
| $.01-$2,499.99 |
0.00% |
0.00% |
| $2,500.00-$9,999.99 |
1.00% |
1.01% |
| $10,000.00-$19,999.99 |
1.04% |
1.05% |
| $20,000 plus |
1.24% |
1.25% |
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| IRA Share Accounts |
| Regular IRA Share |
Variable |
$1 |
$1 |
0.50% |
0.50% |
5/16/2007 |
| Educational IRA Share |
Variable |
$1 |
$1 |
0.50% |
0.50% |
5/16/2007 |
| Roth IRA Share |
Variable |
$1 |
$1 |
0.50% |
0.50% |
5/16/2007 |
| Term Share Certificates |
| 6-Month |
Fixed |
$500 |
$500 |
3.54% |
3.60% |
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| $10,000 |
$10,000 |
3.83% |
3.90% |
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| NEW JUMBO TSC |
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$95,000 |
$95,000 |
4.10% |
4.18% |
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| 1-Year |
Fixed |
$500 |
$500 |
3.63% |
3.70% |
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| $10,000 |
$10,000 |
3.92% |
4.00% |
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| 2-Year |
Fixed |
$500 |
$500 |
3.68% |
3.75% |
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| $10,000 |
$10,000 |
3.97% |
4.05% |
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| 3 Year |
Fixed |
$500 |
$500 |
3.71% |
3.78% |
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| $10,000 |
$10,000 |
4.00% |
4.08% |
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| IRA Term Share Certificates |
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| 6-Month |
Fixed |
$500 |
$500 |
3.54% |
3.60% |
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| $10,000 |
$10,000 |
3.83% |
3.90% |
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| NEW JUMBO TSC |
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$95,000 |
$95,000 |
4.10% |
4.18% |
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| 1-Year |
Fixed |
$500 |
$500 |
3.63% |
3.70% |
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| $10,000 |
$10,000 |
3.92% |
4.00% |
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| 2-Year |
Fixed |
$500 |
$500 |
3.68% |
3.75% |
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| $10,000 |
$10,000 |
3.97% |
4.05% |
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| 3 Year |
Fixed |
$500 |
$500 |
3.71% |
3.78% |
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| $10,000 |
$10,000 |
4.00% |
4.08% |
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| (1) Term of TSC 6 month up to 1 year |
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This rate schedule states rates applicable to specified accounts and fees common to all accounts. This Schedule is incorporated as part of your account agreement with MY Credit Union.
For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered and were accurate as of April 10, 2007 at 12:00 AM, PST. Please visit our website www.MyCUonline.org to obtain current rates.
Members' accounts are insured by the National Credit Union Administration up to $100,000.
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MY Credit Union offers exceptional rates on the following loans:
New Autos
Used Autos
Fixed Rate Second Deed of Trust
Variable Rate Home Equity Line of Credit
Visa Credit Cards Speak to a loan officer today or apply online at www.MyCUonline.org. *Offer is available for new funds only (funds not currently on deposit with My Credit Union). Upon maturity, funds on deposit in the 11-month promotional certificate will automatically transfer into a standard one-year certificate based upon the balance. Funds currently on deposit with MyCU may be eligible for the 11-month promotion with an additional $5,000 deposit of new funds from another financial institution
Rates and Conditions subject to change at any time.
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