|
|
Loan Type |
APR*
Rate as low as |
Maximum Term |
Maximum Loan |
Additional Information |
|
Cars, Trucks, Vans, Auto Equity (New) |
3.99%** |
24 Months |
$60,000 |
100% of purchase price, including tax, license and
applicable insurance |
|
4.49%** |
36 Months |
$60,000 |
100% of purchase price, including tax, license and
applicable insurance |
|
5.24%** |
48 Months |
$60,000 |
100% of purchase price, including tax, license and
applicable insurance |
|
5.99%** |
60 Months |
$60,000 |
100% of purchase price, including tax, license and
applicable insurance |
|
6.24%** |
72 Months |
$60,000 |
100% of purchase price, including tax, license and
applicable insurance |
|
6.74%** |
84 Months |
$60,000 |
100% of purchase price, including tax, license and
applicable insurance
MINIMUM LOAN of $25,000.00 |
|
Cars, Trucks, Vans, Auto Equity (Used) |
|
|
|
|
| »Up
to 5 Model Years Old |
6.24%** |
60
Months |
$35,000 |
100%
current retail 'blue book' and applicable insurance |
| »6-12
Model Years Old |
8.74%** |
48
Months |
$35,000 |
100%
current retail 'blue book' and applicable insurance |
|
Motor Home (New) |
8.99%** |
96 Months |
$65,000 |
80% of purchase price including tax, license and
applicable insurance |
|
Motor Home (Used) |
9.99%** |
84 Months |
$50,000 |
80% current retail 'blue book' and applicable insurance |
|
Campers/Trailers (New) |
8.99%** |
60
Months |
$20,000 |
80%
of total purchase price, including tax and license |
|
Campers/Trailers (Used) |
9.99%** |
60
Months |
$20,000 |
80%
of current wholesale 'blue book' or appraisal including
tax and license |
|
Boats (New) |
8.99%** |
84 Months |
$35,000 |
80% of total purchase price including tax and license |
|
Boats (Used) |
9.99%** |
72 Months |
$25,000 |
80% of current wholesale 'blue book' or appraisal
including tax and license |
|
Secured - Shares |
4.50%
Var
(A) |
48
Months |
|
100%
share account (*over highest share rate) |
|
Signature Line of Credit |
16.90% |
Revolving |
$10,000 |
Based on monthly income |
|
Signature |
13.75%** |
36
Months |
|
80% of monthly income |
|
12.25%** |
24Months |
|
10.75%** |
12
Months |
|
Visa Classic |
13.90% |
Revolving |
$7,500 |
Based on monthly income |
|
Visa Gold |
9.90% |
Revolving |
$20,000 |
Based on monthly income |
|
Visa Share Secured |
15.90% |
Revolving |
|
|
Second Mortgage
(Personal Residence) |
7.99% |
180
Months |
$150,000 |
80%
of appraised value less first mortgage balance. Minimum
loan $10,000 |
Second Mortgage
(Non-Owner Occupied) |
8.99% |
180
Months |
$50,000 |
75%
of appraised value less first mortgage balance. Minimum
loan $10,000 |
|
Home Equity Line of Credit |
8.49%
Var (B)
|
120 Month Draw Period |
$150,000 |
80% of appraised value less first mortgage balance.
Minimum loan $10,000 |
|
|
|
|
|
|
*APR=Annual Percentage Rate **Annual Percentage Rates
displayed are for level 1 credit scores and include a .25%
discount for payment by electronic transfer. Individual
rates may differ based on credit scoring criteria and
repayment method.
Rates are effective as of 09-08-06 - rates and
terms offered are subject to changes at any time.
(A) Shared Secured Loan variable rate is based on highest
Regular Share rate plus 4.00%.
(B) Home Equity Line of Credit variable rate may change at
any time. The index is based on the Wall Street Journal
(WSJ) Prime rate plus .24%. The minimum rate shall not be less than
4.25% APR, the maximum rate shall not exceed 18.00% APR. Disclosed margin will be .50%. (My Credit Union is currently waiving .26% of the .50% disclosed margin).
Prime rate as of 06/29/06= 8.25% |
|
