 |
|
Savings vs. Money Market vs. Share Term
Certificate vs. Checking
(Please Refer to “Your
Truth-In-Savings Disclosure” for General Information On All
Accounts.) |
|
|
Plan |
Features |
Benefits |
| Regular
Share (Savings) |
- Basic savings
- $25.00 opening deposit required
- Liquid
- Variable Rate
|
- Gives member ownership and voting privileges
- Easy access
- Source for overdraft protection
- Safe and Secure
|
| Money
Market |
- Minimum balance of $500
- $2,500 minimum* to earn dividends
- Higher yields
- Tiered rates structure
- Variable rates
- No penalty for early withdrawal
*Minimum daily balance required to waive monthly service $10 fee
is $2,500 |
- Convenient access to funds via phone, person, online, or by
check
- Safe and Secure
|
| Term Share
Certificate & IRA Term Share Certificates |
- Low minimum opening balance from $500.00
- Higher yields
- Tiered rates structure
- Variable Rate
- Term Account with maturity date
- No withdraws until maturity
- Penalties may apply for early withdrawals
|
- Earn more
money
- Safe and Secure
|
| Regular
Checking |
- $50.00
opening balance
- No balance need to maintain account
- Non-Interest
Account
- Visa Check Card
- ATM access
- Direct Deposit
- No monthly
service fees
|
- Easy Access
via all remote systems
|