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Savings vs. Money Market vs. Share Term Certificate vs. Checking
(Please Refer to “Your Truth-In-Savings Disclosure” for General Information On All Accounts.)
Plan Features Benefits
Regular Share (Savings)
  • Basic savings
  • $25.00 opening deposit required
  • Liquid
  • Variable Rate
  • Gives member ownership and voting privileges
  • Easy access
  • Source for overdraft protection
  • Safe and Secure
Money Market
  • Minimum balance of $500
  • $2,500 minimum* to earn dividends
  • Higher yields
  • Tiered rates structure
  • Variable rates
  • No penalty for early withdrawal

*Minimum daily balance required to waive monthly service $10 fee is $2,500

  • Convenient access to funds via phone, person, online, or by check
  • Safe and Secure
Term Share Certificate & IRA Term Share Certificates
  • Low minimum opening balance from $500.00
  • Higher yields
  • Tiered rates structure
  • Variable Rate
  • Term Account with maturity date
  • No withdraws until maturity
  • Penalties may apply for early withdrawals
  • Earn more money
  • Safe and Secure
Regular Checking
  • $50.00 opening balance
  • No balance need to maintain account
  • Non-Interest Account
  • Visa Check Card
  • ATM access
  • Direct Deposit
  • No monthly service fees
  • Easy Access via all remote systems